Comprehensive Motor Insurance - "Angel Advantage"

The Angel Advantage Motor Policy is specifically designed and tailored to recognize the good driving record of female drivers. This special policy offers more attractive policy benefits and terms and conditions to female drivers, and is subject to the following criteria:

Applicable only to Private Motor Comprehensive Coverage.
The insured must own the vehicle and be the principal driver of the vehicle.
The insured must be at least 24 years and have been actively driving and held a full drivers license for at least 2 years.
The vehicle must be used solely for social, domestic and pleasure purposes at all times.
Special conditions may apply for "reconditioned" vehicles
Standard policy deductibles and conditions will apply if a claim is caused by someone other than the insured driving the vehicle.

Featured Benefits:

Catastrophe/perils - hurricane, storm, earthquake, flood
Riot, strike and civil commotion
Accidental damage
Fire and theft
Third party liability
Legal defense costs
Preferential premium rates
Reduction in standard deductible for insured
Windscreen coverage - up to EC$3,000
Medical expenses benefit - up to EC$1,000
Personal accident benefit - up to EC$30,000
Protected no claims discount after 5 consecutive claims free years. No penalty for the first 2 accidents if the claim are less than EC$20,000 each.
Replacement of a new vehicle if there is a total loss in first year
Wrecker fees - up to EC$1,000
Temporary replacement vehicle up to 9 days - maximum EC$175 per day
Personal effects lost or damaged due to an insured peril - EC$250
Special discount on any other type of policy purchased by the insured
Chance to win special renewal raffle each year

Optional Benefits:

Increased windscreen coverage - up to EC$5,000
Agreed value coverage of new vehicle in 2nd and 3rd year of coverage.