DISCLAIMER

Please read the following as it outlines the Bank of Saint Lucia International Limited policy regarding the use of this website and information contained, provided, and exchanged therein.

1. All information provided on this site is as is, without warranties, conditions, or representations of any kind, including warranties of non-infringement, merchantability or fitness for a particular purpose. All users of this site acknowledge and agree that there is no assurance that information on the site is timely, accurate or complete.

2. When using the public portion of the Web site you are not required to provide us with any personal information and we do not monitor or collect any personally identifiable information from you. Although we may track the number of users who visit areas of the Website, this tracking will not identify you.

3. If you register to use the password protected portions of our Site, we will ask you to provide us with certain data about yourself. We maintain strict security standards and procedures in order to prevent unauthorized access to your data by anyone, including our staff. We use state of the art technologies including, but not limited to, data encryption, fire walls and server authentication to protect the security of your data. All affiliated third parties and staff members will be required to observe similar privacy standards and to allow us to audit them for compliance.

4. In order to identify and communicate with you via our online banking area, we may collect, and retain information about you. This information will be used to provide you with information about our products and services, to help us respond to specific questions that you ask, and to provide you with information that may be of interest to you. We may also use this information to help us comply with laws and regulations that apply to us.

5. Security standards and procedures to prevent unauthorized access to confidential information are in place. Updates to technology are implemented and regular tests are conducted to improve the integrity of our systems in protecting information.

6. Specific information about customer accounts or other personally identifiable data is not revealed to unaffiliated third parties for their independent use, except in the event of bona fide due diligence.

7. When it is necessary to contract with outside third parties to perform specific services or support group products, the vendors selected are required to adhere to the same privacy standards and applicable laws and regulations as Bank of Saint Lucia International Limited. In short, they must be responsible for maintaining customer confidentiality.

8. Bank of Saint Lucia International Limited endeavors to ensure that the data and other material in this Web site are correct and complete, but does not accept liability for any errors, delays in content or omission from this Web site, resulting from any software or hardware which may be used on your computer or due to errors in transmission to your computer.

9. Bank of Saint Lucia International Limited does not guarantee the accuracy of information provided by third parties linked to this site. All product details, interest rates, terms, conditions and other information are subject to change at any time without notice. Terms, conditions and fees apply to the various Bank of Saint Lucia International Limited products and full details are available on our applications.

10. This Web site is the property of Bank of Saint Lucia International Limited. Replication, reproduction, redistribution and/or transmission of any information contained in this Web site is strictly prohibited without the prior written consent of Bank of Saint Lucia International Limited.

11. There are no compensation or other insurance schemes in St.Lucia covering deposits or investments.

12. The purpose of the Website is to give information about our products and services. The information contained on the Website is not intended to and does not constitute any offer by us to sell, neither is it intended to be an invitation or solicitation to buy, any product or service and must not be relied upon in connection with any investment decision. Any application form, agreement or other document for or relating to any service or product which can be downloaded from the Website does not constitute any offer by us to provide the service or product to which it relates. The bank will not be bound by any communication from you.

13. We retain the absolute right to disconnect you from the Website, without prejudice to any of our accrued rights, where we in our sole discretion consider you are contravening these Terms.

14. Neither we, nor any of our directors, employees or representatives shall be liable for any damages arising out of, or in connection with, the use of the Website. This limitation of liability applies to all damages of any kind, including, but not limited to compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

15. We will not be held responsible for the security of the Website, for any disruption to the Website (however caused) or for any loss or corruption of material when downloaded from the Website onto any computer system. In particular, although we seek to ensure that any information specifically relating to you and your account which may be accessed by you is incapable of being accessed by any third party, we cannot be held responsible if third parties hack into such information or it otherwise becomes available to third parties. We do not warrant that your use of the Website or material downloaded from it will not cause computer virus infection or other damage to property.

16. Except as expressly provided for below, you agree to indemnify and hold us, and any of our officers, employees and agents harmless from and against all and any losses, liabilities, damages, costs or expenses of any character incurred or suffered and any claims or legal proceedings which are brought or threatened, in each case arising from your use of, or conduct on, the Website and/or any breach of these Terms.

17. The copyright in the content of this Website is owned by or licensed to us and other intellectual property rights in and relating to the Website are owned by us. No part of the content of this Website may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means without our prior written consent, except that you may print or download the visible text of an individual page for private and personal non-commercial use only. You may not reproduce any other part of the Website (including without limitation the structure, overall style and program code).

18. The Website may also contain links to other websites which are not under our control and are not maintained by us. We are not responsible or liable in any way for such websites and cannot vouch for the suitability or accuracy of the content of those websites. We provide these links for your convenience only but do not monitor or endorse the material on such other websites and you link to them at your own risk.

19. We will not be held liable for the accuracy of information contained within the Website and shall have the right, at all times and without the Accountholder's prior consent, to make any necessary adjustments to an Accountholder's account in respect of debits, credits, interest rates and value dates necessary to adjust any error or omission.

20. Access to this Web site is confirmation that you have understood and accepted this privacy statement and disclaimer.

21. We reserve the right to amend these Terms. You will be bound by changes through your continued use of the Website.